
TokenyConfirmedFinTechGrowth
Onchain finance operating system for issuing and managing compliant tokenized securities.
FinTech in this directory covers Tokeny, LUXHUB, Finologee, bitFlyer Europe, ume, Next Gate Tech, bitBank, Depowise, LetzToken, DealFox, Evity, Finmars, Morfin, STOKR, FundProcess, HQLAx, ANote Music, Asia Impact, Investre, NowCM, and 18 more, Luxembourg-based companies working on FinTech / Tokenization; Open banking / Fintech / Regtech; Fintech / Open banking / Regtech; FinTech / Crypto-asset exchange; FinTech / Fund Data; FinTech / Fund Operations Automation; Fintech / security; RegTech / Fintech; FinTech / M&A; FinTech / Sustainability; FinTech / Investment Management; FinTech; FinTech / Collateral Management; FinTech / Music Royalties; FinTech / Impact Finance; FinTech / Capital Markets; FinTech / Payments; FinTech / AI; FinTech / Open Banking; Climate Finance / FinTech; FinTech / Treasury; FinTech / RegTech; FinTech / FundTech; FinTech / GenAI / SaaS; FinTech / WealthTech; AI / FinTech. Every profile below carries its verification status (5-step checklist against official Luxembourg sources: LBR/RCS registers, Geoportail, press and LinkedIn presence) and links to its sources. Ranking is never paid.

Onchain finance operating system for issuing and managing compliant tokenized securities.

LUXHUB is a Luxembourg open-banking API platform, founded by four major Luxembourg banks, that helps financial institutions meet PSD2 and related regulatory requirements.

Finologee is a licensed Luxembourg fintech platform operator providing regulated digital finance infrastructure including payments, KYC, and PSD2/open-banking APIs.

bitFlyer EUROPE S.A. is the Luxembourg-based European entity of the bitFlyer group, operating a cryptocurrency exchange platform for customers in Europe.

ume is a Luxembourg fintech specialising in fund-distribution data and regulatory compliance.

AI-native operating ecosystem for automating investment operations and fund-industry data workflows.

Bitbank is a Luxembourg-based security FinTech startup offering secure storage and blockchain services.

Depowise provides AI-powered automation for investment operations: compliance monitoring, transaction oversight, safekeeping digitalisation and cash-flow monitoring for financial institutions.

Luxembourg blockchain platform for tokenizing real-world assets, including real estate.

Deal-origination matchmaking platform connecting regulated advisors with investors for off-market M&A and private-asset deals.

Impact-measurement fintech whose AI-driven Impakt Buddy tool helps organisations self-assess, map and monetise their sustainability impact.

Open-source, API-first platform for portfolio management, investment analysis and reporting used by asset managers, family offices and financial institutions.

Engagement platform combining gamification and token programmes with blockchain-based personal-finance features (e-wallet, IBAN, crypto).

Regulated digital-securities platform providing end-to-end tokenization of real-world assets and Tokenization-as-a-Service.

SaaS operating platform automating data management, calculations and reporting for fund and investment operations.

Distributed-ledger platform enabling real-time transfer of ownership of securities for collateral mobility in the securities-finance and repo markets.

European marketplace for buying, selling and trading shares in music royalty catalogues, distributing proportional royalty income to investors.
Asia Impact S.A. is a Luxembourg-based impact-investing group and general partner of investment funds focused on impact investments across India and South-East Asia.

Regulated digital infrastructure for issuing, holding and distributing tokenised investment products.

Cloud-native platform and regulated issuance vehicle for primary bond and commercial-paper debt capital markets.

Licensed e-money institution offering business payments, expense management and digital KYC onboarding.

AI that extracts large-scale web data for business onboarding and KYC/AML compliance.
Agentic AI research platform for finance that analyses securities and news into one EU-hosted source of truth for portfolio managers, research analysts and family offices, with cited, fact-checked answers.
PAYWOKE S.à r.l. is a Luxembourg software company (registered office 2 Rue de la Libération, L-7347 Steinsel) offering AI-powered systems integration and workflow automation, including its APIDNA integration platform, with a background as a cloud-based banking / open-banking software suite (KYC, AML, open-banking APIs).

AI-powered climate-finance platform connecting stakeholders to structure and fund climate mitigation projects.
A352 builds Financial Navigator, a cloud treasury management system (TMS) giving corporate finance teams real-time cash visibility across global bank accounts, automated payment workflows, ERP/bank API integration and AI cash-flow forecasting.
Annerton is an independent law firm specialising in financial-sector regulatory law, with a Luxembourg office alongside Berlin, Frankfurt and Munich, advising on supervisory and regulatory matters for the finance industry.
All-in-one cloud platform digitizing and automating fund administration for managers and investors.
GenAI-powered SaaS for private-market investors that helps deal teams scale deal flow and surface investment insights.
Capilex S.A. is a Luxembourg-registered fintech delivering automated, real-estate-backed business lending using AI, financial algorithms and PSD2 open-banking data.
Divizend Luxembourg S.à r.l. is the Luxembourg entity of the Divizend wealth-tax fintech, which automates the reclaim of foreign dividend withholding tax for individual and institutional investors.
kShuttle International S.à r.l. is a Luxembourg-registered regtech whose ExRP platform structures ESG, tax and financial data to help large organisations comply with frameworks such as CSRD, the EU Taxonomy, IFRS 16 and Pillar Two.
Lingua Custodia Luxembourg S.à r.l. is the Luxembourg entity of a Franco-Luxembourg fintech specialising in natural-language processing for finance, including machine translation and generative-AI document tools; it opened its Luxembourg office in 2019 and is a member of the LHoFT.
RegTech Datahub S.à r.l. is a Luxembourg-registered regtech, a LHoFT Catapult Kickstarter winner, working on regulatory data solutions including fund look-through and .TPT (Tripartite Template) file generation.
Symbiose Management S.à r.l. is a Luxembourg-registered fintech building an AI- and satellite-data-driven platform for the valuation of forest assets and carbon-negative, nature-positive investment solutions.
Trustly Europe S.A. is the Luxembourg-registered entity within the Trustly group, an open-banking account-to-account payments provider, listed on the LHoFT Luxembourg Fintech Map.
Upwork Payments Europe S.A. is the Luxembourg-registered payments entity within the Upwork group, listed on the LHoFT Luxembourg Fintech Map.
Luxembourg FinTech company developing an integrated cross-channel e-wallet and payment platform.
Tokeny: Onchain finance operating system for issuing and managing compliant tokenized securities.
LUXHUB is a Luxembourg open-banking API platform, founded by four major Luxembourg banks, that helps financial institutions meet PSD2 and related regulatory requirements.
Finologee is a licensed Luxembourg fintech platform operator providing regulated digital finance infrastructure including payments, KYC, and PSD2/open-banking APIs.
Finologee is based in Leudelange, Luxembourg.